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5 Simple Tips for Balancing Life & Money

Jul 19, 2016 03:54PM ● Published by Melanie Heisinger

Balancing finances can get tricky. There are so many factors, especially as we get older and begin having children. Saving and budgeting becomes an important skill to harness.

We've put together 5 simple tips to consider when figuring out how to save money. 

1. Follow Internet Savers 

The internet is a great resource for money-saving tips. Begin subscribing and following people, blogs, and sites that are all about money-making, budgeting, and anything related to financial savings. This way, the minute you open your computer, you are already receiving new ideas in your inbox. Spend about 5 minutes a day looking through these emails. 

2. Use Your Neighborhood as a Resource

Need a lawnmower, but don't want to dip into your savings to get it? Reach out to your neighbors and ask if you could rent or borrow expensive appliances. This will save you quite a bit in the long run, as well as free up your yard space. 

3. Find 1 Expense to Cut


Sift through your credit card statements and review your spending habits. If you notice you are spending too much in one area, such as take-out, coffee, or an unnecessarily large cable plan. Make it a priority to stop spending in that area, or to call the cable company and work out a deal for a cheaper package. Make adjustments -- make your coffee and lunch at home, anything that will free up unnecessary spending. This will be a surprisingly simple way to start putting those funds into savings. 

4. Coupon-Clip for Specific Items


Do you notice that your are buying the same thing at least once a month? Whether it's eggs, milk, or laundry detergent, make a note of it and scour local papers and online coupons for those items. You know that you use it anyway, so looking for those coupons could potentially save you money over time. Also, be sure to compare sales at other stores. Some stores have deals for specific items certain times of the month, so keep your eyes open for those consistencies. 

5. Turn Out the Lights

When you leave the house, unplug your chargers, turn of the lights, and make sure your hose is turned off. If you want to take it even further, turn off your water heater after your morning shower to prevent heating all day. This can go as far as you'd like, but the idea is the same. The more you unplug, the more you save. 


What is your go-to money-saving tip? Let us know by contacting us!


All content courtesy of BankRate.com article, "5 simple ways to save money in 5 minutes". 

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